Master Your Money Before Real Life Begins

An arcade-style money adventure for ages 12–21. Earn, budget, invest and dodge debt traps — and see how today's choices compound over a lifetime.

Are you an adult? →

✓ 100% Free for Students • No Credit Card Required • Student Privacy First

YOUR CHOICES. REAL CONSEQUENCES.

See Inside the Game

A little life. A big money lesson.

The Life Simulator

01
ALEX · AGE 22YEAR 4 / 10

CASH

$8,450

NET WORTH

$24,780

Stamina 84%

Payday collected. Your next move is yours.

Real-World Curveballs

02
LIFE EVENTYear 4 · Evening

Not the engine light.

Your car needs an emergency $900 repair. How will you cover it?

One unexpected bill. Two very different futures.

Duolingo-Style Quiz Arena

03
BUDGETING3 / 5

What is an emergency fund best used for?

Interactive previews · Sample balances · No effect on your game

❓ How to Play

STEP 1

Pick Your Path

Choose your career, city and FIRE target. Each path changes your salary, rent and goals.

STEP 2

Cash Order of Operations

Income lands first → bills get paid → any surplus splits into cash, HYSA savings and ETFs.

STEP 3

Survive Curveballs

When cash runs short, you choose how to cover it. Keep your credit card paid off to dodge high APR.

STEP 4

Achieve FIRE

Answer money quizzes, balance flashy Flex items and grow passive income to retire early.

Realistic Financial Simulation

Paychecks, rent that rises 4% a year, taxes, credit cards, curveballs and compounding — in 10, 15 or 20 fast-paced years.

Regional Terms (US / CA / UK)

401(k) & FICO, TFSA & RRSP, ISA & SIPP — quizzes and glossary match where you live.

Classroom & Family Leaderboards

Join codes, class leagues and family links turn money skills into friendly competition.

Asset Flex Trophy Room

Every sports car and luxury watch has a hidden cost. Learn when flexing builds wealth — and when it drains it.

🍎 Built for classrooms

  • 🔒 Privacy first: designed around COPPA & FERPA — nicknames only, no real names or ads, emails never shown to classmates.
  • 🔑 Join Codes: create a class in seconds; students join with a code like VG-89X2.
  • 📊 Automated gradebook: class averages, quiz accuracy by topic, debt traps and CSV export.

START FREE. GROW TOGETHER.

Transparent Plans for Every Stage

Students play free. Families and classrooms go deeper.

Student Explorer

Free Forever

Your first step toward money confidence.

  • Full Life Simulator
  • Standalone Quizzes
  • Instant Diagnostics
  • No Account Needed

Family Pro

$29.99 USD / year

Just $2.50 / month • Includes 7-Day Free Trial

Trial applies to eligible first subscriptions.

  • Everything in Free
  • Permanent Child Profiles
  • Credit Movement Ledger
  • Filtered PDF/CSV Report Card Exports
  • Multi-Child Sync

Annual billing · Cancel anytime · Card required

Schools & Educators

Institutional

For classrooms, schools and districts.

  • Classroom Rosters
  • Group Join Codes
  • Student Topic Mastery Dashboards
  • Privacy-Scoped Report Exports

Frequently Asked Questions